Insurance solutions for Small and Medium Enterprises

At Bryte, we proudly champion the vital role that small and medium enterprises (SMEs) play in South Africa’s economy. Recognising their contributions to entrepreneurship, job creation and skills development, Bryte is dedicated to supporting the growth and success of these businesses through tailored insurance solutions.

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About our insurance

SME Insurance

Companies with an annual turnover of less than R10 million have unique insurance requirements, and Bryte’s SME proposition is specifically designed to meet these needs. While our SME cover is suitable for all small and medium enterprises, we place special emphasis on industries such as professional services, manufacturing, retail, and food and beverage services. This focus ensures that businesses in these sectors receive the targeted protection and support they need to thrive.

Partnering with Bryte means you have an experienced partner who will work closely with you and your broker to understand and address your particular insurance requirements, ensuring your business is well-protected.

Our SME insurance solutions are designed with several key principles in mind. We prioritise the convenience of simple, easy-to-understand products, ensuring clarity for our clients. We also provide dedicated claims facilitators with specialised knowledge of SME claims negotiations, offering expertise and support when it’s most needed. Furthermore, we have a deep understanding of SME risk management requirements.

With Bryte, your business is in good hands, allowing you to focus on growth and success while we expertly manage the risks.

Our offerings

Cover includes

Running a small or medium-sized business demands vision, hard work, and determination. As one of South Africa’s leading insurance providers, we’re here to approach the risks your business may face with purpose.

We offer comprehensive protection against an array of potential losses:

Business property

Protects your business property and belongings against risks such as fire, lightning, storms, floods, theft, and explosions.

Business vehicles

Comprehensive cover for your business vehicles, including cars, trucks, motorcycles and trailers.

Liability

Protection for your business against legal liabilities.

Goods in transit

For loss or damage to cargo during transit by road, rail, air, or post.

Accounts receivable

Compensates you for losses should your financial records be lost or damaged due to an accident or unfortunate event.

Business all risks

For loss or damage to your tools, equipment, and spare parts.

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